You need to know where you stand with your moneyMonitor every dime you spend for a week/monthly/yearly Analyze spending line by line and see where you can cutSee if you can afford to send more money straight to your saving accountEven just increasing direct deposit from your paycheck to your savings by 1% -- little enough not to really notice but big enough to make an impactSeparate out the variable spending: those things in the household budget you have control over
Tray (deep-set at least 1 ¼")PaintWall tile mosaic “Smart Tiles”2 handles (they will come with screws)DrillDrill bit slightly larger than the screws for the handlesTrayPainter’s tapeBlack chalk board paint2 handles (they will come with screws)DrillDrill bit slightly larger than the screws for the handles11"x14" picture frame Cardboard or foam coreFabric slightly larger than 11”x14”Iron to smooth the fabric2 handles (they will come with screws)DrillDrill bit slightly larger than the screws for the handles
1 bottle of clear school glue (147 ml)The same amount of water (147 ml)1/2 teaspoon of borax (I bought mine from my local hardware store in the cleaning section for $8.)1/2 cup hot waterA few sprinkles of silver & blue glitterA few drops of blue food coloring Steps:
