“There are so many DIY projects we can all do ourselves to save money! The kitchen is such an important part of our home that if we can be involved in the process we will be able to stand proud as it will be the talking point for years to come. If some projects are above your skill level there are still many parts of the project you can still be involved in acting like demolition, preparation, or purchasing materials.“
You need to know where you stand with your moneyMonitor every dime you spend for a week/monthly/yearly Analyze spending line by line and see where you can cutSee if you can afford to send more money straight to your saving accountEven just increasing direct deposit from your paycheck to your savings by 1% -- little enough not to really notice but big enough to make an impactSeparate out the variable spending: those things in the household budget you have control over
1. There is no reason that trees need to be cut down anymore for paper towels and toilet paper. You can now purchase AFFORDABLE paper products that are made of 100% recycled paper. It just makes sense. I love White Could Green Earth bath tissue. White Cloud GreenEarth bath tissue: $3.98 at Walmart.com (6 triple-roll pack) White Cloud GreenEarth paper towels: $2.97 at Walmart.com (2 pack)
The average family will spend $650 on gifts this year. That is on top of holiday meals, extra travel, and all the other last minute expenses that come along this time of the year. Jeanette Pavini is here to show us the best ways to navigate holiday spending so that "getting out of debt" isn't your New Year's resolution!