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Top 4 Tips for Cyber Security

3. Know the Scams to Look Out For

In addition to tax scams, the experts at the National Cyber Security Alliance, Public Safety Canada (Get Cyber Safe) and the Better Business Bureau provide details on four more cyber scams that older adults need to avoid:

Tech support scams: These types of scams can appear as “pop-ups,” that show up on computer screen and look like legitimate offers from reputable companies. They could be selling fake software, asking for remote computer access, or install malware to steal personal and financial information.

Ransomware: This is a malicious software designed to block access to a computer system until a sum of money is paid. Prevent ransomware by ensuring your system has an up-to-date antivirus system. Also, never open spam emails from unknown senders, do not download attachments from spam or suspicious emails, and avoid clicking on links in suspicious emails.

False debt collectors: False debt collection emails often come as official-looking documents and the tone of the emails may be threatening and urgent. Do not respond, open any attachments or click on any links. Delete these emails. If you are concerned about whether you owe money, contact any creditors directly to find out if they sent the emails.

Sweepstakes scams: A sweepstakes scam often asks you to pay to receive your prize. Another version of this is a charity scam, asking you to help those in need. Sweepstakes and charities scams prey on emotions, and scam charities may have names similar to real charities. However, they usually cannot provide important documentation of their identity and mission, nor provide proof of tax-deductible contribution. If you believe the charity is legitimate, you can check it out by looking up the number and calling the organization.

For more advice on staying protected, visit http://www.caregiverstress.com/senior-safety/senior-fraud/.