Tom, Elizabeth and Nathan tell the choir about Sweeney swindling them, but that they will get their money back. Put on the spot, Nathan comes up with an idea.
Elizabeth fights to clear her name and get her job back; Jack gets some troubling news; Wyatt and the railroad continue to make problems for Hope Valley; the children have to deal with a stern new schoolteacher.
Tensions between Elizabeth and her new students continues. Meanwhile, Lee and Rosemary fight about Rosemary learning to drive, and Abigail struggles to hold the cafe together while the railroad’s commissary thrives.
Elizabeth assigns her students to follow business leaders in Hope Valley for a day.Meanwhile, Abigail and the town host two possible investors for the failing bank.Bill's life is disrupted when AJ Foster arrives and turns herself in.
