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LEAVE MEMORIES, NOT BILLS

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5. Leave Memories, Not Bills — Other Things You May Not Know About Life Insurance

Other things you may not know about life insurance. Many people are unsure about the amount and kind of life insurance they may need, how much it will cost, and whether or not they can be approved for coverage. Here’s what you should know:

√   The amount and type of insurance you need can change over time, depending on your stage of life. An online life insurance calculator can help you determine how much coverage may be best for you and your family.

√   Rates may be the lowest they’ll ever be in your lifetime while you’re young and healthy. However, life insurance can be more affordable than you may think at any age.

√   Some policies are “guaranteed issue,” which means there are no medical questions to answer and no physical exam required. Your approval for coverage is guaranteed.

√   Life insurance is one of the group benefits you lose when you retire, so it’s important to review your coverage needs as you prepare for retirement.

Download your FREE copy of My Life. My Wishes.: A keepsake of cherished memories and final requests.

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